Personal Account Solutions

Learn why our clients choose to go Beyond Banking with us on personal checking and savings solutions.
Personal Account Solutions
 
 
 

Beyond checking accounts built for you. 

Let us help find the best checking account to meet your unique needs.

Enjoy a free instant issue debit card, digital banking services including My Financial Health Suite and Bill Pay, overdraft protection after review, and unlimited check writing with any of the personal checking accounts listed below.  

Please note:  Digital banking services require enrollment.
 
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BEYOND BENEFITS
Personal Checking
  • Minimum amount to open: $50
  • $6 service charge with no minimum daily balance required
  • Two boxes of Citizens Bank checks per calendar year
  • Paper statement included
  • No fee Cashier's Checks
  • Fee Waivers*
  • Small safe deposit box annual fee discount**

     

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      *We will waive up to four fees for any stop payment, domestic or foreign wire transfer, return item fee, or overdraft item fee per calendar year upon request.

      **Safe deposit box discount is good for $35 toward any safe deposit box annual fee.

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      BEYOND INTEREST
      Personal Checking

       

      • Minimum amount to open: $50
      • $10 service charge, waived with $1,000 minimum daily balance
      • Interest paid on account at statement drop
      • Interest paid on account is subject to change
      • Free eStatements*
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      * eStatements require enrollment in Digital Banking

      plant pot with leaves
      BEYOND CHECKING
      Personal Checking
      • Minimum amount to open: $50
      • No service charge or minimum daily balance required*
      • Free eStatements*
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      *eStatements require enrollment in digital banking

       

       

       

       

      Beyond Savings Solutions


      Let's work together to go Beyond Savings to meet your financial goals. 

      Each of our Beyond Savings accounts enjoy digital banking services including My Financial Health Suite.

      Please note:  Digital Banking services require enrollment.

       

      Building with coins
      BEYOND MONEY MARKET
      Personal Savings
      • Minimum amount to open: $1,000
      • $6 service charge waived with $1,000 minimum daily balance required
      • Interest paid monthly at statement drop
      • 6 withdrawals per month, $.50 per withdrawal thereafter
      • Free eStatements*  (eStatements require enrollment in digital banking)
      Contact Now
      coin purse
      BEYOND SAVINGS
      Personal Savings
      • Minimum amount to open: $50
      • $5 service charge waived with $50 minimum daily balance required
      • Interest paid quarterly at statement drop
      • 6 withdrawals per quarter, $.50 per withdrawal thereafter
      • Free quarterly eStatements*  (eStatements require enrollment in Digital Banking)
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      __Apply Online
      BEYOND A GOAL
      Personal Savings
      • Minimum amount to open:  $5
      • No service charge fee or minimum daily balance required
      • Interest paid yearly on October 31
      • 2 withdrawals per period beginning November 1 and ending October 31, $15 per withdrawal thereafter
      • Only one account per Tax ID number
      • Free quarterly eStatements* (eStatements require enrollment in Digital Banking)
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      Piggy bank
      MORE BEYOND
      Personal Savings

      We offer savings tools designed for whatever life brings.

      • Beyond CeeBee Savings - Youth Savings
      • Beyond Health Savings Accounts (HSA)
      • Certificate of Deposits (CDs)
      • Trust and Retirement Options
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