New Interest Checking

With an Interest Checking account you can have a competitive rate without locking up your money in limited withdrawals.
New Interest Checking



No withdrawal limits. Great rate. Crafted for Monticello.



Interest Checking Account

  • Minimum amount to open: $1,000
  • $6 service charge waived with $1,000 minimum balance
  • Interest paid monthly
  • Free eStatements

Interest Checking - 5.64 annual percentage yield-15
*Annual percentage yield. Effective 04/11/2024. Minimum $1,000.00 opening deposit. If your daily balance is greater than $0.00 and less than $5,000.00, the annual percentage yield will be 5.64% with an interest rate of 5.50%. If your daily balance is equal to or greater than $5,000.00, the annual percentage yield will be 0.05% with an interest rate of 0.05%. The rate may change at any time after the account is opened. Fees could reduce earnings on account. Must be opened with new money not currently deposited with Citizens Bank. Account requires Direct Deposit, active Debit Card (with 10 transactions per month), and Online Banking with e-Statements. This product is only available at participating locations. Some restrictions may apply. See bank for details.



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