Trust Services


Since 1953, The Citizens Bank Trust Division has provided families with an avenue of preserving wealth by offering a variety of trust and estate-planning services. By naming Citizens Bank as your trustee, a team of well-qualified individuals will help manage your assets.
Contact us at 870-698-6371 or email us at about the following trust and estate-planning services: 
A Revocable Living Trust can be used to avoid probate.  It can be changed or revoked at any time during your lifetime.
Testamentary Trusts are created by a will, and the trust does not exist until the will is administered following one's death.
Charitable trusts are irrevocable structures established by a donor to provide an income stream to the income beneficiary.
Special needs trusts are created to ensure that beneficiaries with disabilities can enjoy the use of property which is intended to be held for their benefit .
Life Insurance Trusts are irrevocable, non-amendable trusts that are both the owner and beneficiary of one or more life insurance policies.
A Self-Directed Individual Retirement Account (SDIRA) is an IRA that requires the account owner to make their own investment decisions.
Businesses realize the importance of providing their associates with a retirement plan that best meets their future needs.
Custody or agency accounts provide support in managing investments without establishing a trust. The Bank assumes responsibility for specific duties concerning your investments.
Citizens Bank offers a variety of Corporate Trust Services and is able to customize our services to meet the needs of our client's.
Court-appointed guardianships protect estates of those who are unable to manage their own financial responsibilities. Typically, such persons are children, the elderly and disabled adults.
CDARS is the easiest, most convenient way to enjoy full FDIC insurance on certificates of deposits accounts exceeding $250,000. Everything is managed through Citizens Bank.