CDARS (Certificate of Deposit Account Registry Service)


CDARS is the easiest, most convenient way to enjoy full FDIC insurance on certificates of deposits accounts exceeding $250,000.  Your account is managed through Citizens Bank.  Your large deposit is broken into smaller amounts and placed with other banks that are members of a special network.  Then, those member banks issue CD's in amounts under $250,000 so that your entire investment is eligible for FDIC insurance.  By working with just one bank -- our bank -- you can receive insurance on all of your money.
  • Earn one rate and receive one monthly statement
  • Easy one-stop shopping
  • You will have the comfort of knowing your money is fully insured
  • Competitive rates


Contact us today at 870-698-6371 for more information.