Merchant Bank Services


We offer friendly, local service and competitive discount rates with no hidden fees.


Use Citizens Bank's Merchant Bank Services and enable your business to accept any type of Visa® or MasterCard® as payment.


Additional features of Citizens Merchant Bank Services include:
  • American Express® and Discover® options available on any type of setup
  • Courteous, fast, and easy to understand training
  • Paper and electronic transactions
  • Receive immediate credit for credit card deposits, depending on type of account
  • 24-hour, 7-day-a-week authorizations
  • No cost to switch from paper to electronic
  • Monthly statements listing all merchant deposits
  • Low discount rates and no hidden fees
  • Gift Cards
  • Travel Cards