ROTH IRA

 

A Roth IRA is an Individual Retirement Account (IRA) allowed under the tax laws of the United States. Permitted investments also include real estate, stock, bonds or mutual funds. A Roth IRA's main advantage is its tax structure.

  • Earnings may be withdrawn tax- and penalty-free after a certain length of time
  • Contributions can be made to a Roth IRA even if the owner participates in a qualified retirement plan
  • Contributions are not tax-deductable

 

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